Derek J. Sensenig, MBA, MS, Ph.D., CLU®, ChFC®, CFP®, RICP® joined Encompass Advisory Services, LLC in 2020, bringing with him extensive leadership experience in the financial services industry, including previous roles as a Regional Financial Sales Leader, Supervisory Principal, and Sales Consultant. Today, Derek serves as an Investment Advisor and Partner of the firm. He holds several distinguished professional designations which include the Chartered Financial Consultant® (ChFC®), Certified Life Underwriter® (CLU®), Certified Financial Planner® (CFP®), and Retirement Income Certified Professional® (RICP®).
Prior to entering the financial services industry, Derek was a Technical Sergeant in the United States Air Force and served as a Military Training Instructor at Joint Base San Antonio (Lackland AFB) with the 321st Training Squadron. He was also stationed in Alaska, Kuwait, and Korea.
Derek has a Bachelor’s Degree in Business Management/Human Resources from Park University, a Master’s Degree in Business Administration from Webster University, and a Master’s Degree and Ph.D. in Personal Financial Planning from Kansas State University where his dissertation was an intense focus on retirement.
Derek’s experience includes holistic financial planning, estate planning and wealth transfers, saving, investing, retirement planning, business planning and employee benefits, wealth accumulation, wealth management, and retirement income distribution. He is also a coordinator for Dave Ramsey’s Financial Peace University at his church and is a Dave Ramsey Certified Counselor.
